Animal Enmity (5)
All sentient animals will treat you with hostility. Dogs will violently bark and growl at you, cats will hiss and moan, larger birds will become agitated. If somehow interacted with all these animals will attack you.
Bad Luck (15)
Bad luck is just bad luck. You will have to roll for success twice, and succeed twice in order to succeed at all.
Bad Reputation (10)
You are not liked by those that know you, for some reason, they just think badly of you. When and if something happens to you no one will try to help you, not even strangers on the street.
Curse (15)
You are cursed and nothing can stop it from coming to pass. Whether it is a bad outcome from a good intention, friends and loved ones dying all around you, wherever you go disasters happen, or something else of similar strange nature, it is sure to haunt you for all time. Include your curse in your background/personality.
Death Wish (10)
You cannot stand the life that you have been forced into, but committing suicide will surely put you in an unpleasant place whether you believe in it or not. You go looking for trouble wherever you can.
Depression (15)
You suffer from a state of low mood and gloominess, with a tendency to only see the bad in everything. If life and things get complicated you resort to drinking and medicine, and when things get too hard you often find yourself wanting to quit.
Drug Addiction (15/20)
You are an addict, be it to alcohol, narcotics, or medicine it dulls your senses and affects your personality whenever you can't get it. If your chosen addiction is to an expensive illegal drug the point will be 20.
Egotist (5)
You always think about yourself first; your own happiness and needs are always the highest priorities. Compassion and helpfulness are concepts which you cannot understand why anyone would practice. People whom see your egoism think that you are an textbook asshole, but you fail to see it yourself.
Fanaticism (10)
You are fanatically committed to what it is you are fanatic about. You interpret everything according to this creed, which is always right. Those that claim you wrong must be exterminated, or at least indoctrinated until they understand what you know.
Forgotten (15)
Your personality is so bleak that people never care about you or what you think. No one seems to remember you, and you do not have any friends; strangers on the street wont even notice to that you exist.
Reckless Gambler (15)
You are a compulsive gambler, and simply cannot pass a casino or a horse track without entering. Whatever your gambling addiction might include you cannot stop until all your money is gone.
Greed (10)
Wealth is the only thing that matter to you; you are prepared to sacrifice health, family, and friends to get a large fortune.
Liar (5)
You are a liar that bends the truth when it seems practical or provides an easier way out of situations.
Innocently Blamed (15)
Whenever anything bad happens near you, everyone thinks you did it. For example, whenever something falls and break, everyone immediately looks at you. You have that innocent look about that people cannot turn away from, even if you didn't do it, nonetheless they will think that you are unreliable, clumsy, and malignant.
Intolerance (10)
Most people are wrong, their opinions are wrong, they behave wrongly, or their backgrounds are wrong. You disapprove people because of the wrong gender, age, economic status, or profession. They all are and act stupidly, and in return they probably see you as some sort of fascist.
Mania (15)
You are always in top gear and unnaturally cheerful. You overreact to all impressions and rush off without thinking. You have no sense of proportion, cannot distinguish between what is important and what is trivial, what is central and what is peripheral; tunnel vision.
Compulsion Disorder (15)
You have a fixation with a particular idea or act, It can be having to change clothing every hour, or memorizing every street sign you pass. Include your compulsion in your background/personality.
Manic-Depressive (20)
You alternate between deep depression and manic cheerfulness. The change come suddenly, on an irregular basis; the hard working enthusiast is suddenly a hopeless, dejected grumbler, unable to do anything. And then he may turn into a fearless person who thinks he is capable of anything. This disorder requires perpetual medicine, or therapy to make life bearable.
Mental Constriction (10)
You have an unpleasant memory repressed somewhere in the back of your subconscious, something horrible that you did, saw, or was victim of. Only psychotherapy, or hypnosis can get the repressed memories back so that they can be dealt with. These constricted memories surface as phobia and neuroses. You must have Phobia with this disadvantage.
Mistaken Identity (5/15)
5: People always mistake you for someone else, you don't have to resemble a specific person, but you have that TV-look about you.
15: People will always associate you with some notorious criminal they've seen and read about, and actually call the authorities when then see you. When you enter public areas with Guards they will stay alert and follow you around until they either realize who you are or request identification.
Nemesis (15)
Someone is out to get you; a ruthless person willing to do anything to hurt you, be it hire assassins, planting car bombs, or sending letters with poison, this person will not stop until you are dead. But this enmity is mutual, you are doing just as much to get him first.
Nightmares (15)
You are disturbed by nightmares, terrible dreams that wake you up, screaming, soaking in sweat; you cannot raise your mental balance above 25.
Oath of Revenge (5)
You are determined to avenge some evil that has been done to you. Decide whom that is the target of your vengeance and why; you will go to incredible lengths in order to find and kill this person. If you would see him/her in the middle of the street you would shoot him/her down in cold blood, in full view of the public.
Paranoia (15)
You believe that you are being followed by some secret cult, the government, or that people in general are in league against you. There is a conspiracy to harm you; there are mysterious clicks during every cell phone call you make, bills you receive seem to be chipped as if opened and resealed, strange cars seem to pass your apartment watching you. Anything is possible, and anyone trying to convince you that there is no conspiracy is clearly a part of it.
Phobia (15)
You are unreasonably scared of something. It may be a certain type of object, or a situation. The phobia may vary in degree, easier phobias might include fear of heights, or more severe like fear of animals. Provide a description of your phobia in your background/personality.
Rationalist (15)
You refuse to believe in the supernatural, and the things you've seen. Demons and Angels do not exist, secret societies dealing in bizarre rituals do not exist, there has to be some reasonable explanation for all of it.
Schizophrenia (20)
Your glimpses into the supernatural echoes in the form of hallucinations that you see much more frequently. This will disturb your mental balance on a daily basis; +5 modifier to terrifying events.
Sexually Tantalizing (10)
People of the opposite sex are so mesmerized by your beauty that they cannot think about anything other than how to get in bed with you. All communication is disturbed by this fact, and anything you say will just vanish in the cloud of their lust. They will just keep staring at your breasts/groin and eventually make advances to pursue their desire if the situation so permits. This Disadvantage requires an Appearance score of 15 or higher.
Split Personality (15)
You have one or more different personalities dwelling within you. They are often opposites of each other, contradictories, and will surface in the most unfitting of circumstances to wreck havoc. Provide a description of each personality under Personality.
Touchy (5)
You are sensitive to criticism, or anything anyone says directed towards you will interpret as criticism. At any moment you may snap and unleash a world of fury upon someone, perhaps even punch them in the face.