Characters: Nothing special, keep them normal people, no special powers, no odd shit...I guess you just have to keep it within reason.
Name: Joey Lambert
Appearance: Hooray for Pictures!
Background: Joey was born into a poor family that struggled to live, growing up - a lot of the time on the street - he grew to a life of petty crime and lived mostly with gang members or other well adapted thugs. Despite this, he was never a bad kid but developed a tough streak and a bad attitude to anyone who wants to bring him down.
He got ample schooling and isn't stupid, but never really shows a significant sign of smarts.