Here's an interesting website  it's in my opinion more efficient for community benefits based around micro loans. With your loans you are helping small businesses around the globe financially who need your investment. These investments range from; $50 for a family to get more livestock and in turn to produce more goods, to larger sums to build and repair shops, etc.
All investments are paid back if the businesses are successful, allowing you to invest more and more without a loss for yourself, it empowers families to help themselves.
Thanks for the link man !