Well I'm a sucker for fine Cuban cigars, The problem is I can't afford 'em, But last year I went and got myself a whole box, And just to be safe I insured 'em
I took out a policy against fire and theft, And then I hurried home, With a fifty-cent lighter I sat on my back steps, And I smoked 'em one by one
Two weeks later I went to see that insurance man, And I handed in my claim, With a straight face I told him that through a series of small fires, They'd all gone up in flames
They reviewed my case and they had no choice, But to pay me for what I'd done, And I took that check and bought a whole new box, And I smoked 'em one by one
Two weeks later this detective shows up, Tells me that company's pressin' charges, One speedy trial later they locked me up, On twenty-four separate counts of arson
And now I sit and I stare at a blank brick wall, Lookin' back on what I've done, To pass the time I've got some ten-cent cigars, And I smoke 'em one by one