Sorry for the delay; was engrossed in something.

Basically, here are some examples:

- Making bullets and rocket launchers turn out to be duds.

- Avoiding attacks, even if they are as fast as Light.

- Making Traffic Lights change color.

- Making your enemies unlucky, making them trip on things, light fixtures fall on them, or, if they're on a road, causing traffic signs to change to 'Go'...just as they're crossing the street, causing cars to nearly run them over.

- Making that same bad luck happen if a person breaks an oath (note, however, that this is only possible if you have the Law School as well, since its Law that makes things permanent).

Anyway, yes, you can have to three Schools of Magic; Agency characters can have four Schools. My GMPC will have access to [i]all[/i] schools, but bureaucracy will prevent him from coming in and saving the day unless the circumstances are really dire.