Light, I think at least one of us should have a character to help keep the group from straying [i]too[/i] far from the story (even though stuff like side quests, etc. will be available.)

Just so everyone knows, Most of what's left for the CS is the Inventory tab and the Skills/Abilities/Spell system. If either of those things change how you want to make your character after you've made them you'll be allowed to change them to match what you want, so don't worry.