20 + (26/3= 9) + 9*2 + 11*3 = 80

Acrobatics (DEX): 5
Appraisal (INT): 0
Arcane Magic Schools (INT): 5
Ban Family Martial Arts Technique: 5
Ban Family Sword Technique: 5
Climbing (STR): 0
Crafting (INT): 0
Create Talisman (INT): 5
First Aid (INT): 0
Fisticuffs (DEX): 0
Focus (WIS): 10
Knowledge (INT): 10
Manipulate Device (DEX): 0
Melee Weaponry (DEX): 0
Negotiation (INT): 5
Observation (INT): 5
Projectile Weaponry (DEX): 5 
Sleight of Hand (DEX): 5
Stealth (DEX): 10
Thrown Weapons (DEX): 0

Fyi, I realized there's a lot less points because there were a lot of free talent gains from IC actions.