20 + (12/3=4) + 9*2 + 8*3= 66 Acrobatics (AGI): 0 Appraisal (INT): 0 Climbing (STR): 0 Crafting (INT): 0 Divination (CHA/LUCK/SPI): 10 First Aid (INT): 0 Fisticuffs (DEX): 0 Focus (WIS): 16 Knowledge (INT): 10 Manipulate Device (DEX): 0 Melee Weaponry (DEX): 0 Negotiation (INT): 0 Observation (INT): 15 Projectile Weaponry (DEX): 0 Sleight of Hand (DEX): 0 Stealth (AGI): 0 Sword of Balance (DEX/SPI/STR/WIS): 15 Thrown Weapons (DEX): 0 That should do it