Nope, Exede. They're shit
Long story short, they take money straight from the bank account. They took $30 extra and, when called out on it, they said, "Oh, don't worry, we'll put it on your account as credit." They never did that, so they owe us thirty bucks. Problem is, according to my dad, who knows the law well enough, he could recite it backwards and upside-down, we can't do anything about it