[quote=@IncredibleBee]
<Snipped quote by Belwicket>

Steel armor in Skyrim doesn't actually provide enough groin protection where a shot there wouldn't be felt.
Also Thu'ums presumably have a cooldown because you're exhausting a large amount of energy when you manipulate the state of reality.
[/quote]

Does have padding, though, which is a great way to keep it from being incapacitatingly painful.