The wizard was never overly clear on what he was going to pay, but he's well established.

I've made a post with outlines. I'm looking forward to all the ways you guys will be able to screw up the carefully laid plans I have =).

Take a look at the modifiers. You can employ them yourself, and I will account for them when making certain rolls that affect NPCs and/or your characters. The major user(or non user) of the modifiers will be you yourself.