[quote=@Bigg Slamm]
you must remember we also start with ten days of rations, stuff for camping, and the like. plus 10 gold is a fair bit of coin. that's at least three fine meals, a night in a decent inn, and a nice bottle of wine. A good start i'd say.
[/quote]

It's even worse in pathfinder, where ten gold coins is almost a month's wage and a sold +1 magic weapon would allow you to comfortably retire.