[@AngelofOctober]

For most of that, I follow your belief, but don't mind all that much. 

However, I may be able to help with a "Low-magic Setting." As we both know the Gm has given freedom to do much of what we like creatively, that isn't to say we go God-modding, or making ourselves OP. What I would imagine he means by low-magic, is that there are fewer and far-between who have magic, and those who do are strict to a class type. Spellswords are limited with only a handful of spells(similarly to how mine will be), and they must be Spellsword styled spells. However for more general terms, it would be like low-level Wizards vs. Low level sorcs. Wizards have a wider range of versatile spells, that are weaker. Where as the low-level Sorcerer has fewer spells of one type, that are a bit more powerful.