[quote=@Inkarnate] Every place in my Metro Area uses chip, so you don't know what you're talking about. [/quote] Actually to be fair, now I think about it last year when I was in NYC chip and pin was a thing, whereas upstate NY it's still magnetic stripe. TO be fair, we're all behind Australia who's had contactless payment for years. Now here's a question, how does Batman pay for his wares [@Master Bruce]? If he's buying his morning coffee does he just buy the coffee place? Or does he just tip really big?