[@ERode] Another great question. If two players were to go for the same district, they would both have to pay the Wealth and Personnel cost. Then on top of dealing with the opposition in the district, they would also have to fight against each other. The winner would keep the district, while the other would have to retreat, still in lose for their Wealth and Personnel.

You would still pay Wealth and Personnel. Any Personnel left over would be able to fight in that fight for you. However, I haven't put any restrictions yet on Gyft NPCs, which aren't affected by Personnel Costs. Even if you lost all your Personnel, you would still have your Gyft NPCs... Unless they were killed... or kidnapped...

Does that answer it alright?