[@Penny] So attributes don't count the total number of pips you have under them--the only count the number of different skills that you've put points into, period. Since you have points in three different Prowess skills, you have 3 Prowess. If you only had, say, 2 Helm and 1 Scramble, you'd only have 2 Prowess despite having three action points allocated. I've picked out the relevant passage below, but pg 11 also has some examples you can look at. Does that clarify things?

[hider=Rules, pg 11]The rating for each attribute is equal to the number of dots in the
first column under that attribute (see the examples below). The
more well-rounded your character is with a particular set of actions,
the better their attribute rating.[/hider]