@GarlandDaHeroYour character is ok now. However, you can remove the mention to premium membership from her bio since the game is on a freemium model. Also, please, trim down the excessive use of Hiders. If you are already placing the whole character sheet inside one, there's no need for so many more of them. You can post her on the Characters tab once you are done with these changes.
@BurgerMost of your character is ok. However, these three Specs: (Gunmetal Skin, Augment - .357 Striker, and Augment - Revolving Skull) aren't right. Like I said before, Specs are either combat skills or improvements to a character's normal capabilities, they aren't special abilities or meant to turn your character into something not-human.
You can keep the appearance you have, saying that it comes from cosmetic items and the like. But you can't keep the functionality.
How many credits/crystals would you say the average schmuck would have? It seems (from the submitted character sheets), the average credits are around ten-twelve thousand or so, although the crystal amount varies wildly.
For a level 90 player having anything between one hundred thousand and one million credits at any time could be considered average. Just think of them as Japanese Yen, when imagining how the in-game economy works.
As far as crystals go, each one is worth roughly 100 Yen. The average free-to-play player can receive around 500 crystals per month from login bonuses, missions, and events.
I hope these give you a better estimative. In the end the maximum quantity will depends mostly on how much of a hoarder and how much of a whale each player character is.
@MassasaugaYour character is alright. You can move her to the Characters tab.