@Kuroyomihime
Hey think I fixed everything with my character sheet you wanted me to. It's the last post on the fourth page.
Your character is better now, however, there's still a small misunderstanding.
Stealth isn't a weapon/combat skill. You can't begin with it maxed for free. You just need to fix those skill points and she'll be good to go.
Would it be feasible/legal for mercenary groups to exist? I'm considering making my character a sort of merc for a group. For instance, they could have him complete a mission/collect loot, deliver the rewards to them, and receive a payment or commission.
That's certainly not impossible, but I don't see why anyone would do that. In a game that's not advantageous from the point of view of neither side. You can do that but probably no one will ever hire such services.